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Welcome to Bad Credit !

This is a site for people with a poor credit history. Its not the end of the world and it may not be as bad as you think. You will find links here for things such as Bank accounts and credit cards, the information here is what you will find on a lot of disreputable sites that charge you to arrange a bank account or clear CCJs etc.
My advice is to stay away from such companies and try to work out things on your own, if you do need advice then the Citizens Advice Bureau deal with money and debt problems plus they don't charge you for their help.


I wish I'd had this information when I was applying for a credit card ! Check out this table it shows banks, loan companies and credit cards and which (if any) credit reference agencies they use.

Click here to view table


    Click Here to Discover Mortgages